{"id":440462,"date":"2026-05-30T11:28:54","date_gmt":"2026-05-30T02:28:54","guid":{"rendered":"https:\/\/movworks.xyz\/ablog\/?p=440462"},"modified":"2026-08-09T11:28:55","modified_gmt":"2026-08-09T02:28:55","slug":"ngan-hang-vietinbank-bao-lanh-va-bat-dau-tien-trinh-xin-vdong-app-cap-phep-vnd","status":"publish","type":"post","link":"https:\/\/movworks.xyz\/ablog\/ngan-hang-vietinbank-bao-lanh-va-bat-dau-tien-trinh-xin-vdong-app-cap-phep-vnd\/","title":{"rendered":"Ng\u00e2n h\u00e0ng VietinBank b\u1ea3o l\u00e3nh v\u00e0 b\u1eaft \u0111\u1ea7u ti\u1ebfn tr\u00ecnh xin v\u0111\u1ed3ng app c\u1ea5p ph\u00e9p VND."},"content":{"rendered":"<div id=\"toc\" style=\"background: #f9f9f9; border: 1px solid #aaa; display: table; margin-bottom: 1em; padding: 1em; width: 350px;\">\n<p class=\"toctitle\" style=\"font-weight: bold; text-align: center;\">B\u00e0i vi\u1ebft n\u1ed9i dung<\/p>\n<ul class=\"toc_list\">\n<li><a href=\"#toc-0\">Vaymuon<\/a><\/li>\n<li><a href=\"#toc-1\">Gi\u00e1o d\u1ee5c b\u1ed5 sung v\u1ec1 ti\u1ec1n t\u1ec7<\/a><\/li>\n<li><a href=\"#toc-2\">VND Touch<\/a><\/li>\n<\/ul>\n<\/div>\n<p>T\u1ea5t c\u1ea3 c\u00e1c m\u1ee5c \u0111\u00edch cho vay c\u1ee5 th\u1ec3 tr\u00ean th\u1ecb tr\u01b0\u1eddng cho vay di \u0111\u1ed9ng c\u1ee7a Vi\u1ec7t Nam \u0111\u1ec1u gi\u1ed1ng nh\u01b0 b\u1ea5t k\u1ef3 m\u1ea1ng l\u01b0\u1edbi n\u00e0o kh\u00e1c. Nhi\u1ec1u ng\u01b0\u1eddi cho vay l\u00e0 ng\u01b0\u1eddi b\u1ea3n \u0111\u1ecba v\u00e0 b\u1eaft \u0111\u1ea7u m\u1ed9t c\u00e1ch an to\u00e0n; nh\u1eefng ng\u01b0\u1eddi kh\u00e1c th\u00ec l\u1ea1i mang t\u00ednh ch\u1ea5t l\u1eeba \u0111\u1ea3o. Th\u1ecb tr\u01b0\u1eddng n\u00e0y \u0111ang ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng nh\u01b0ng m\u1ecdi ng\u01b0\u1eddi l\u1ea1i thi\u1ebfu hi\u1ec3u bi\u1ebft v\u00e0 kh\u00f4ng b\u1eaft \u0111\u1ea7u m\u1ed9t c\u00e1ch an to\u00e0n. <!--more--> Ng\u01b0\u1eddi vay th\u01b0\u1eddng tr\u1edf th\u00e0nh n\u1ea1n nh\u00e2n c\u1ee7a nh\u1eefng k\u1ebb \u0111\u1ea7u c\u01a1 b\u1ea5t h\u1ee3p ph\u00e1p v\u00e0 ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c chi\u1ebfn l\u01b0\u1ee3c thu h\u1ed3i n\u1ee3 kh\u00f4ng ph\u00f9 h\u1ee3p.<\/p>\n<h2 id=\"toc-0\">Vaymuon<\/h2>\n<p>C\u00e1c \u1ee9ng d\u1ee5ng cho vay ngang h\u00e0ng (P2P) t\u1ea1i Vi\u1ec7t Nam th\u01b0\u1eddng c\u1ed1 g\u1eafng h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh ban \u0111\u1ea7u cho ng\u01b0\u1eddi d\u00e2n v\u00e0 gi\u00fap h\u1ecd b\u1eaft \u0111\u1ea7u t\u00ecm ki\u1ebfm ngu\u1ed3n v\u1ed1n kinh doanh c\u0169ng nh\u01b0 c\u00e1c th\u00f4ng tin chi ti\u1ebft kh\u00e1c li\u00ean quan \u0111\u1ebfn ph\u00ea duy\u1ec7t kho\u1ea3n vay t\u1ef1 \u0111\u1ed9ng v\u00e0 gi\u1ea3i ng\u00e2n. Nh\u00ecn chung, ch\u00fang \u0111\u1ec1u c\u00f3 nh\u1eefng \u01b0u \u0111\u00e3i t\u01b0\u01a1ng t\u1ef1, d\u1eabn ng\u01b0\u1eddi vay \u0111\u1ebfn m\u1ed9t m\u1ea1ng l\u01b0\u1edbi t\u00e0i ch\u00ednh. Lo\u1ea1i h\u00ecnh P2P, cho ph\u00e9p ng\u01b0\u1eddi vay vay ti\u1ec1n t\u1eeb ng\u01b0\u1eddi d\u00f9ng kh\u00e1c ch\u1ee9 kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng, l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn t\u1ed1t. Tuy nhi\u00ean, n\u00f3 c\u0169ng d\u1ec5 b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi c\u00e1c t\u1ed5 ch\u1ee9c cho vay t\u01b0 nh\u00e2n c\u1ee7a Anh, l\u1ee3i d\u1ee5ng nh\u1eefng tuy\u00ean b\u1ed1 thi\u1ebfu c\u0103n c\u1ee9 c\u1ee7a ng\u01b0\u1eddi vay v\u00e0 qu\u1ea5y r\u1ed1i h\u1ecd b\u1eb1ng c\u00e1c chi\u00eau tr\u00f2 c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh. Vaymuon, m\u1ed9t n\u1ec1n t\u1ea3ng P2P thu\u1ed9c Nexttech Forms, l\u00e0 m\u1ed9t trong nh\u1eefng n\u1ec1n t\u1ea3ng \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh hi\u1ec7u qu\u1ea3. N\u00f3 s\u1ed1 h\u00f3a quy tr\u00ecnh v\u00e0 kh\u00f4ng y\u00eau c\u1ea7u b\u1ea5t k\u1ef3 gi\u1ea5y t\u1edd n\u00e0o t\u1eeb ng\u01b0\u1eddi vay, cho ph\u00e9p h\u1ecd nh\u1eadn kho\u1ea3n vay ch\u1ec9 trong 3 b\u01b0\u1edbc. N\u1ec1n t\u1ea3ng n\u00e0y c\u00f3 \u00edt nh\u1ea5t 2 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng v\u00e0 500.000 nh\u00e0 \u0111\u1ea7u t\u01b0, v\u00e0 \u0111\u00e3 h\u1ee3p t\u00e1c v\u1edbi VietinBank \u0111\u1ec3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi vay v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n<h2 id=\"toc-1\">Gi\u00e1o d\u1ee5c b\u1ed5 sung v\u1ec1 ti\u1ec1n t\u1ec7<\/h2>\n<p>C\u00f4ng ty t\u00edn d\u1ee5ng Further Ed Monetary l\u00e0 m\u1ed9t trong nh\u1eefng \u0111\u01a1n v\u1ecb cho vay quan tr\u1ecdng t\u1ea1i Vi\u1ec7t Nam, \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 cao tr\u00ean c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng v\u00e0 d\u1ecbch v\u1ee5 qu\u1ed1c gia. H\u1ecd cung c\u1ea5p t\u00edn d\u1ee5ng thu nh\u1eadp \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u t\u00e0i ch\u00ednh, t\u00edn d\u1ee5ng xoay v\u00f2ng cho c\u00e1c nhu c\u1ea7u thi\u1ebft y\u1ebfu v\u00e0 kh\u1edfi nghi\u1ec7p, c\u0169ng nh\u01b0 c\u00e1c kho\u1ea3n vay th\u1ebf ch\u1ea5p \u0111\u1ec3 hi\u1ec7n th\u1ef1c h\u00f3a b\u1ea5t k\u1ef3 \u00fd t\u01b0\u1edfng n\u00e0o v\u1ec1 vi\u1ec7c x\u00e2y nh\u00e0. C\u00f4ng ty cung c\u1ea5p th\u1ebb t\u00edn d\u1ee5ng d\u01b0\u1edbi d\u1ea1ng m\u00e3 ch\u01b0\u01a1ng tr\u00ecnh \u0111\u1ec3 s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh. Kh\u1edfi \u0111\u1ea7u l\u00e0 m\u1ed9t chi nh\u00e1nh t\u00e0i ch\u00ednh c\u1ee7a Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 C\u00f4ng nghi\u1ec7p Vietnam Riches Glenohumeral (VPBank) t\u1eeb th\u00e1ng 2 n\u0103m 2015, c\u00f4ng ty \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i th\u00e0nh m\u1ed9t s\u1ea3n ph\u1ea9m \u0111\u1ed9c l\u1eadp v\u00e0 m\u1ed9t \u0111\u01a1n v\u1ecb kh\u1edfi nghi\u1ec7p t\u1eeb th\u00e1ng 3 n\u0103m 2021. Hi\u1ec7n nay, \u0111\u00e2y l\u00e0 c\u00f4ng ty con thu\u1ed9c s\u1edf h\u1eefu ho\u00e0n to\u00e0n c\u1ee7a SMBC Consumer Finance Services Limited (SMBCCF), t\u1eadp \u0111o\u00e0n Sumitomo Mitsui Financial Types c\u1ee7a Nh\u1eadt B\u1ea3n.<\/p>\n<p>M\u1eb7c d\u00f9 \u0111\u1ea1t \u0111\u01b0\u1ee3c nhi\u1ec1u th\u00e0nh t\u1ef1u, d\u1ecbch v\u1ee5 n\u00e0y v\u1eabn g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c cung c\u1ea5p nh\u1eefng c\u00e2u chuy\u1ec7n c\u00e1 nh\u00e2n \u0111\u1ed9c \u0111\u00e1o. Nh\u1eefng thi\u1ebfu s\u00f3t trong qu\u00e1 kh\u1ee9 \u0111\u00e3 t\u1ea1o ra nh\u1eefng n\u00fat th\u1eaft c\u1ed5 chai v\u00e0 c\u1ea3n tr\u1edf hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng. C\u00e1c nh\u00e0 cung c\u1ea5p kh\u00f4ng th\u1ec3 qu\u1ea3n l\u00fd hi\u1ec7u qu\u1ea3 c\u00e1c nh\u00f3m quy tr\u00ecnh v\u00e0 \u1ee9ng d\u1ee5ng, v\u00e0 th\u1eddi gian ch\u1edd \u0111\u1ee3i kh\u00f4ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u00e3 l\u00e0m t\u0103ng chi ph\u00ed li\u00ean l\u1ea1c. Th\u00eam v\u00e0o \u0111\u00f3, h\u1ecd c\u1ea7n ph\u1ea3i thu th\u1eadp d\u1eef li\u1ec7u th\u1ee7 c\u00f4ng theo nh\u1eefng c\u00e1ch kh\u00e1c nhau \u0111\u1ec3 ph\u00e2n t\u00edch.<\/p>\n<p>Sau khi s\u1eed d\u1ee5ng \u0111\u1ea1i l\u00fd truy\u1ec1n th\u00f4ng b\u00e1n h\u00e0ng v\u00e0 ti\u1ebfp th\u1ecb t\u00edch h\u1ee3p c\u1ee7a Genesys, m\u1ed9t nh\u00e2n vi\u00ean m\u1edbi c\u1ee7a Further Education Financial \u0111\u00e3 c\u00f3 th\u1ec3 t\u0103ng s\u1ed1 l\u01b0\u1ee3ng th\u00f4ng tin li\u00ean l\u1ea1c ti\u1ebfp th\u1ecb \u0111\u1ebfn b\u1eb1ng c\u00e1ch gi\u1ea3m th\u1eddi gian ch\u1edd \u0111\u1ee3i cu\u1ed9c g\u1ecdi xu\u1ed1ng kho\u1ea3ng 20%. Ngo\u00e0i ra, h\u1ecd <a href=\"https:\/\/vdongroup.com\/\">v\u0111\u1ed3ng app<\/a> c\u0169ng \u0111\u00e3 c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n th\u1ee9 h\u1ea1ng kh\u00e1ch h\u00e0ng ti\u1ec1m n\u0103ng t\u1ed5ng th\u1ec3 v\u00e0 b\u1eaft \u0111\u1ea7u n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng b\u1eb1ng c\u00e1ch ki\u1ec3m so\u00e1t c\u00e1c ch\u1ee9c n\u0103ng qu\u1ea3n l\u00fd nh\u00e2n vi\u00ean c\u1ee7a to\u00e0n b\u1ed9 t\u1ed5 ch\u1ee9c. Nh\u00e2n vi\u00ean c\u1ee7a Further Education Financial c\u0169ng \u0111\u00e3 c\u00f3 th\u1ec3 t\u0103ng t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i th\u1eddi gian qu\u1ea3ng c\u00e1o c\u1ee7a ri\u00eang m\u00ecnh l\u00ean 10% nh\u1edd th\u1eddi gian tham gia nghi\u00eam t\u00fac c\u1ee7a AppsFlyer. N\u1ed9i dung c\u1ee7a h\u1ecd \u0111\u00e3 c\u00f3 th\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng t\u00ednh n\u0103ng b\u1ea3o m\u1eadt g\u1eedi tin nh\u1eafn di \u0111\u1ed9ng Protect360 c\u1ee7a c\u00f4ng ty v\u00e0 t\u01b0 v\u1ea5n c\u1ea3m bi\u1ebfn h\u00e0nh vi.<\/p>\n<h2 id=\"toc-2\">VND Touch<\/h2>\n<p>VND Tap c\u00f3 nh\u1eefng c\u1ee5m t\u1eeb ng\u1eafn g\u1ecdn, d\u1ec5 nh\u1edb n\u1ebfu b\u1ea1n mu\u1ed1n t\u00ecm ki\u1ebfm th\u00f4ng tin v\u1ec1 sinh vi\u00ean c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc g\u1ea7n \u0111\u00f3. \u0110\u00e2y l\u00e0 m\u1ed9t n\u1ec1n t\u1ea3ng h\u1ed7 tr\u1ee3 sinh vi\u00ean Vi\u1ec7t Nam, h\u1ee3p t\u00e1c v\u1edbi c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc v\u00e0 m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi \u0111\u1ec3 sinh vi\u00ean c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn. H\u1ec7 th\u1ed1ng n\u00e0y c\u0169ng k\u1ebft n\u1ed1i c\u00e1c nh\u00e0 \u0103n \u0111\u1ecba ph\u01b0\u01a1ng, c\u00e1c c\u1eeda h\u00e0ng t\u1ea1p h\u00f3a nh\u1ecf v\u00e0 c\u00e1c \u0111i\u1ec3m b\u00e1n h\u00e0ng t\u1ef1 ph\u1ee5c v\u1ee5 \u0111\u1ec3 t\u1ea1o ra m\u1ed9t h\u1ec7 th\u1ed1ng li\u00ean k\u1ebft th\u1ed1ng nh\u1ea5t khi c\u00e1c th\u00e0nh vi\u00ean nh\u1eadp th\u00f4ng tin c\u1ee7a h\u1ecd \u0111\u1ec3 chi ti\u00eau v\u00e0 b\u1eaft \u0111\u1ea7u giao d\u1ecbch t\u00e0i ch\u00ednh. T\u1ed5 ch\u1ee9c n\u00e0y cho bi\u1ebft h\u1ecd c\u00f3 th\u1ec3 x\u00e1c minh v\u1ecb tr\u00ed c\u1ee7a ng\u01b0\u1eddi d\u00f9ng t\u1ea1i 10 \u0111\u01a1n v\u1ecb. Zhou Guanya, ng\u01b0\u1eddi s\u00e1ng l\u1eadp c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh, cho bi\u1ebft h\u1ec7 th\u1ed1ng kinh t\u1ebf x\u00e3 h\u1ed9i c\u1ee7a Vi\u1ec7t Nam v\u1eabn c\u00f2n non tr\u1ebb v\u00e0 y\u00ean t\u0129nh, v\u00e0 \u0111\u00e3 t\u1ea1o ra m\u1ed9t s\u1ed1 h\u00ecnh th\u1ee9c nh\u1ecf cho c\u00e1c ph\u01b0\u01a1ng th\u1ee9c giao d\u1ecbch tr\u1ef1c tuy\u1ebfn. H\u1ea1n m\u1ee9c l\u00e0 t\u1eeb 0 \u0111\u1ebfn 2.000 nh\u00e2n d\u00e2n t\u1ec7 m\u1ed7i l\u1ea7n giao d\u1ecbch, v\u00e0 ph\u00ed giao d\u1ecbch l\u00e0 12% m\u1ed7i l\u1ea7n.<\/p>\n<p>\u1ee8ng d\u1ee5ng Vdong l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 sinh vi\u00ean trang tr\u1ea3i chi ph\u00ed h\u1ecdc t\u1eadp. \u1ee8ng d\u1ee5ng n\u00e0y cung c\u1ea5p c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng nh\u1ecf v\u00e0 cho ph\u00e9p tr\u1ea3 g\u00f3p cho sinh vi\u00ean t\u1ea1i Vi\u1ec7t Nam. C\u00f4ng ty h\u1ee3p t\u00e1c v\u1edbi c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc v\u00e0 th\u1ef1c hi\u1ec7n nhi\u1ec1u ho\u1ea1t \u0111\u1ed9ng \u0111\u1ec3 ti\u1ebfp c\u1eadn sinh vi\u00ean. H\u1ecd c\u0169ng s\u1eed d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng truy\u1ec1n th\u1ed1ng v\u00e0 vi\u1ebft blog \u0111\u1ec3 qu\u1ea3ng b\u00e1 d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh. \u00d4ng Zhou Guanya, nh\u00e0 s\u00e1ng l\u1eadp ki\u00eam gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Vdong, cho bi\u1ebft v\u1edbi t\u1edd 36Kr r\u1eb1ng c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc Trung Qu\u1ed1c thu h\u00fat r\u1ea5t nhi\u1ec1u sinh vi\u00ean v\u00e0 nhi\u1ec1u ng\u01b0\u1eddi t\u00ecm ki\u1ebfm ngu\u1ed3n t\u00e0i ch\u00ednh \u0111\u1ec3 trang tr\u1ea3i chi ph\u00ed sinh ho\u1ea1t h\u00e0ng ng\u00e0y. \u00d4ng \u0111\u01b0\u1ee3c tr\u00edch d\u1eabn n\u00f3i r\u1eb1ng c\u00f4ng ty c\u00f3 s\u1ee9c m\u1ea1nh th\u1ecb tr\u01b0\u1eddng r\u1ea5t l\u1edbn \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n.<\/p>\n<p>M\u1ed9t d\u1ecbch v\u1ee5 cho vay chuy\u00ean nghi\u1ec7p t\u1eeb Vi\u1ec7t Nam th\u1ef1c s\u1ef1 r\u1ea5t ph\u1ed5 bi\u1ebfn. H\u00e0ng ch\u1ee5c ph\u1ea7n m\u1ec1m \u0111\u01b0\u1ee3c l\u01b0u tr\u1eef tr\u00ean h\u1ec7 th\u1ed1ng doanh nghi\u1ec7p, cung c\u1ea5p gi\u1ea3i ph\u00e1p \u0111\u01a1n gi\u1ea3n v\u00e0 t\u1ef1 \u0111\u1ed9ng h\u00f3a vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh. H\u1ecd c\u0169ng cung c\u1ea5p th\u00f4ng tin c\u00e1 nh\u00e2n v\u1ec1 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro. H\u1ecd cho vay b\u1eb1ng nhi\u1ec1u lo\u1ea1i ngo\u1ea1i t\u1ec7 v\u00e0 b\u1eaft \u0111\u1ea7u v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t t\u1eeb \u200b\u200b30% \u0111\u1ebfn 69% m\u1ed7i n\u0103m. B\u1ea5t k\u1ef3 d\u1ecbch v\u1ee5 chuy\u00ean nghi\u1ec7p n\u00e0o c\u0169ng c\u00f3 nhi\u1ec1u l\u1ef1a ch\u1ecdn v\u00e0 nhi\u1ec1u t\u00ednh n\u0103ng h\u1eefu \u00edch.<\/p>\n<p>C\u00e1c ng\u00e2n h\u00e0ng cho vay ngang h\u00e0ng (P2P) ki\u1ec3u Anh \u0111ang c\u00f3 xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n m\u1ea1nh tr\u00ean th\u1ecb tr\u01b0\u1eddng Nh\u1eadt B\u1ea3n sau khi Trung Qu\u1ed1c tri\u1ec7t ph\u00e1 h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd qu\u1ed1c gia c\u1ee7a ng\u00e0nh n\u00e0y. Nh\u1eefng m\u1ee5c \u0111\u00edch sau \u0111\u00e2y th\u01b0\u1eddng l\u00e0 t\u1ea1o ra c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng gi\u1ea3 m\u1ea1o v\u00e0 thu h\u00fat ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi mua ho\u1eb7c ng\u01b0\u1eddi vay. S\u1ef1 an to\u00e0n c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 gi\u00e1o d\u1ee5c ban \u0111\u1ea7u l\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 ki\u1ec1m ch\u1ebf s\u1ef1 ph\u00e1t tri\u1ec3n kh\u00f4ng ki\u1ec3m so\u00e1t c\u1ee7a ng\u00e0nh n\u00e0y.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u00e0i vi\u1ebft n\u1ed9i dung Vaymuon Gi\u00e1o d\u1ee5c b\u1ed5 sung v\u1ec1 ti\u1ec1n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-440462","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/posts\/440462","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/comments?post=440462"}],"version-history":[{"count":1,"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/posts\/440462\/revisions"}],"predecessor-version":[{"id":440469,"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/posts\/440462\/revisions\/440469"}],"wp:attachment":[{"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/media?parent=440462"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/categories?post=440462"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/movworks.xyz\/ablog\/wp-json\/wp\/v2\/tags?post=440462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}